What is a discharge?

A discharge means that you are no longer liable for that debt. Once a debt has been discharged, a creditor cannot take any collection actions against you. While the majority of debts in a Chapter 7 bankruptcy case are discharged, there are some debts that cannot be discharged. You should consult a qualified bankruptcy attorney to ensure you understand what can be and what cannot be discharged in a Chapter 7 bankruptcy case prior to filing.